7
Included Tools
Seven tools that show you exactly what's hurting your credit, exactly how to fix it, and whether someone's trying to steal your identity — all in one dashboard.
Most credit apps give you a score and nothing else. CreditArmor gives you the tools to act on it — and understand exactly what's moving it and why.
Optimize your credit utilization to raise your score before a big decision.
→A personalized 120-day action plan that tells you exactly what to do and in what order.
→Daily score updates from TransUnion — see changes in real time, not 30 days later.
→Your full credit report plus daily bank transactions — see exactly how creditors report you.
→Connect all your financial accounts in one view to spot what's dragging your score.
→Scan data broker sites and remove your personal info to cut off identity thieves at the source.
→Whole-family coverage, zero deductible. Covers legal fees, stolen funds, lost wages.
→ Build PlanAI-generated dispute letters built from your actual credit file — not generic templates.
→Your credit score is a snapshot in time — and the timing of that snapshot matters. ScoreBoost® shows you how to pay down revolving balances so a lower utilization rate hits the bureaus, raising your score in days, not months. No new accounts. No tricks. Just smarter timing.
Every tool is included in both plans. The Build Plan adds Dispute Armor — AI-powered credit repair.