Monthly Archives: July 2023

Decreasing Credit Limits In A Recession

Credit Armor, Dispute Armor

When I was younger, I had applied and was accepted by a lender that provided credit cards specifically meant for medical purposes. I was ecstatic knowing that I could finally take care of myself and begin working on some much-needed dental repair. It was a rough process, and I needed my Father to co-sign with […]

Building Credit In a Recession

In times of economic uncertainty, such as a recession, financial stability becomes a paramount concern for individuals and families. As the economy faces ups and downs, one critical aspect that can significantly impact our financial well-being is our credit score. Building and maintaining good credit during a recession is more important than ever, as it […]

CFPB VS OneMain: Deceptive Sales Practices

Credit Armor, Dispute Armor

  In a recent development, the Consumer Financial Protection Bureau (CFPB) has taken action against OneMain Financial Services, Inc., one of the largest installment lenders in the United States. The CFPB has ordered OneMain to pay $20 million in restitution to affected consumers for engaging in deceptive sales practices. This enforcement action highlights the importance […]

A Score Drop After Credit Repair?

Credit Armor, Dispute Armor

While credit repair can seem like a daunting task for many, Credit Armor allows consumers to quickly and easily dispute items on their credit report, negotiate debts and monitor their scores movement with just the click of a button. In some rare cases, after the disputes have been made and items have been removed from […]