Tag Archives: credit cards

4 Mistakes You Could Be Making With Your Credit

Are You Hurting Your Credit? In the world of credit, the option that seems the most logical sometimes is not the best option. When you think about taking out a loan, the first thing that comes to mind is “how quickly can I pay this back?” If that is your mindset, then you are going […]

Debt Collectors and You

Credit Armor, Dispute Armor

Have you or a family member been receiving annoying spam calls throughout the day? Has your inbox filled with aggressive collection messages? As a consumer, it is imperative to educate yourself about the process that an actual collection company can attempt to collect a debt as opposed to a scam caller asking you to meet […]

Credit Crunch; Are We Experiencing One?

Credit Armor, Dispute Armor

  It is no question that we are sliding deeper into a more difficult economic state as inflation continues to rise. Watching the price of eggs, milk, meat and cheese at the grocery store is just one effect of the current recession that we are all experiencing. One phrase I have heard while working in […]

Spot The Difference: Credit Accounts

Credit Armor, Dispute Armor

What comes to your mind when you hear the phrase “Credit Mix”. Most consumers imagine the credit pie chart that reveals the impact percentage of their payment history, credit length and utilization rates. Within the pie chart, there are two factors that make up 20% of your grade (new lines of credit and your credit […]

Identity Theft; Stopping it Before it Happens

Credit Armor, Dispute Armor

Identity theft has been described in many ways over the years through different definitions, but Identity theft refers to when someone steals your personal identifying information for their own personal use. Thieves will use your information to do anything from draining accounts, opening trade lines, creating fake accounts and generally running amok under your name. […]