Repair Your Credit Yourself
The Build Plan gives you direct access to all seven CreditArmor tools — dispute, track, and improve your credit on your own terms.
Get the Build Plan — $49.99/mo →AI-Powered Disputes That Get Items Removed
Dispute Armor is your DIY secret weapon. It scans your full 3-bureau report, pinpoints every item that can be challenged, and handles the complete dispute process — automatically — across all three bureaus at once.
- ✓Imports and scans your complete 3-bureau credit report
- ✓AI identifies negative, incomplete, and inaccurate accounts
- ✓Creates and sends bureau-specific dispute letters for you
- ✓Tracks every open dispute in real time
- ✓Covers Equifax, Experian, and TransUnion simultaneously
Better Credit in 3 Simple Steps
No confusing paperwork. CreditArmor's tools guide you through the entire process — from pulling your reports to watching your score climb.
Connect Your Reports
Pull your full 3-bureau credit report in minutes. The system automatically scans every account, inquiry, and negative mark.
AI Builds Your Strategy
Dispute Armor identifies inaccurate, incomplete, and unverifiable items and creates a customized dispute strategy tailored to your report.
Watch Your Score Climb
Track progress across all three bureaus, follow your ScoreBuilder plan, and use ScoreBoost® to make every dollar you pay count.
7 Tools to Repair Your Credit Yourself
The Build Plan puts all seven tools in your hands. Here's exactly what you can do with each one.
One Plan Built for DIY
The Build Plan is the only plan with Dispute Armor, ScoreBuilder, and your full 3-bureau report — everything you need to repair your credit yourself.
Dispute Armor, ScoreBoost®, ScoreBuilder, 3-bureau monitoring, and identity protection. No upsells. No add-ons. Cancel anytime.
- ✓Dispute Armor — AI-powered dispute filing
- ✓ScoreBoost® — Utilization optimizer
- ✓ScoreBuilder — 120-Day personal plan
- ✓Smart Credit Report® (TransUnion)
- ✓Score Tracker — All 3 bureaus, daily
- ✓PrivacyMaster® & Money Manager