Tag Archives: credit card

A Surge in Fraud: Record Highs for FTC in 2023

Credit Armor, Dispute Armor

In an age where personal data is more valuable than ever, incidents of identity theft and credit bureau fraud have become increasingly prevalent. The Federal Trade Commission (FTC) is a governmental body responsible for safeguarding consumers against deceptive practices and fraudulent activities. However, the year 2023 has brought forth a startling revelation: the FTC has […]

Decreasing Credit Limits In A Recession

Credit Armor, Dispute Armor

When I was younger, I had applied and was accepted by a lender that provided credit cards specifically meant for medical purposes. I was ecstatic knowing that I could finally take care of myself and begin working on some much-needed dental repair. It was a rough process, and I needed my Father to co-sign with […]

Decreasing Credit Limits In A Recession

Credit Armor, Dispute Armor

When I was younger, I had applied and was accepted by a lender that provided credit cards specifically meant for medical purposes. I was ecstatic knowing that I could finally take care of myself and begin working on some much-needed dental repair. It was a rough process, and I needed my Father to co-sign with […]

Dealing With Debt Collectors

Credit Armor, Dispute Armor

Have you or a family member been receiving annoying spam calls throughout the day? Has your inbox filled with aggressive collection messages? As a consumer, it is imperative to educate yourself about the process that an actual collection company can attempt to collect a debt as opposed to a scam caller asking you to meet […]

Top 4 Mistakes Consumers Make With Their Credit

Credit Armor, Dispute Armor

Are You Hurting Your Credit? In the world of credit, the option that seems the most logical sometimes is not the best option. When you think about taking out a loan, the first thing that comes to mind is “how quickly can I pay this back?” If that is your mindset, then you are going […]

Top 4 Mistakes Consumers Make With Their Credit

Credit Armor, Dispute Armor

Are You Hurting Your Credit? In the world of credit, the option that seems the most logical sometimes is not the best option. When you think about taking out a loan, the first thing that comes to mind is “how quickly can I pay this back?” If that is your mindset, then you are going […]