The Importance of Privacy Protection with Credit Armor’s Privacy Master The holiday season is a time for joy, shopping, and connection—but for cybercriminals, it’s prime time for fraud. As online shopping and digital transactions skyrocket, so does the risk of personal information falling into the wrong hands. Fraudsters are particularly active during the holidays, exploiting […]
Tag Archives: credit
11
Jul
Jul
Have you or a family member been receiving annoying spam calls throughout the day? Has your inbox filled with aggressive collection messages? As a consumer, it is imperative to educate yourself about the process that an actual collection company can attempt to collect a debt as opposed to a scam caller asking you to meet […]
03
Jul
Jul
Tools Of The Trade As my lease comes to an end and I think about the headache that is about to come when it comes to searching for another apartment, packing up all my belongings and moving into a new home; I look forward to the day that I can buy my own house. Currently, […]
06
Jun
Jun
Purchasing a car is an exciting milestone in life, but it often requires financial assistance in the form of a car loan. While car loans can provide the necessary funds to buy your dream vehicle, it’s crucial to prepare yourself before diving into the loan application process. By taking some proactive steps, you can secure […]
29
May
May
With the 2024 semester coming to a close and new graduates venturing out on their new journey, Student loans are an ever-present shadow looming over their credit report. In todays blog, we will go over the in’s and out’s of student loans and how they can affect your report in both positive and negative ways. […]
General Information
Credit Armor’s ScoreBoost®: Essential for Mortgage Lenders Amidst CFPB’s Price Gouging Crackdown
22
May
May
In response to the CFPB’s recent actions against price gouging in credit reporting, finding fair and comprehensive credit solutions is critical for mortgage lenders. Credit Armor offers a competitive edge with its ScoreBoost® feature, which is particularly beneficial in this context. What is ScoreBoost®? ScoreBoost® is a dynamic tool that helps consumers understand and […]
10
May
May
Are You Hurting Your Credit? In the world of credit, the option that seems the most logical sometimes is not the best option. When you think about taking out a loan, the first thing that comes to mind is “how quickly can I pay this back?” If that is your mindset, then you are going […]
17
Apr
Apr
Your credit report is like a financial fingerprint, reflecting your creditworthiness and financial habits. A healthy credit portfolio is essential for securing loans, mortgages, and even potential job opportunities. Lenders use this report to assess your credit risk, determining whether you are a responsible borrower. To build and maintain a robust credit portfolio, you must […]
11
Mar
Mar
In recent years, the United States has witnessed a subtle yet impactful shift—one that isn’t immediately apparent in headlines or breaking news, but whose consequences reverberate through the economic landscape. The National FICO Score, a numerical representation of an individual’s creditworthiness, has experienced a decline that merits our attention and consideration. The FICO Score, ranging […]
28
Feb
Feb
Unmasking the Surge in Credit Report Errors In the increasingly digital world we live in, where financial transactions are conducted with just a few clicks, the accuracy of our credit reports has never been more crucial. Recent times have seen a surge in credit report errors, highlighting the pressing need for individuals to check their […]