It is no question that we are sliding deeper into a more difficult economic state as inflation continues to rise. Watching the price of eggs, milk, meat and cheese at the grocery store is just one effect of the current recession that we are all experiencing. One phrase I have heard while working in […]
Author Archives: joep
28
Mar
Mar
The In’s and Out’s of Refinancing In today’s blog, we will go over what it means to refinance, how to do it and when you should think about refinancing. Many homeowners refinance for a variety of reasons from combating ever changing rates to saving money on interest rates. What is refinancing? Refinancing happens when you […]
23
Mar
Mar
Tools Of The Trade As my lease comes to an end and I think about the headache that is about to come when it comes to searching for another apartment, packing up all my belongings and moving into a new home; I look forward to the day that I can buy my own house. Currently, […]
21
Mar
Mar
What comes to your mind when you hear the phrase “Credit Mix”. Most consumers imagine the credit pie chart that reveals the impact percentage of their payment history, credit length and utilization rates. Within the pie chart, there are two factors that make up 20% of your grade (new lines of credit and your credit […]
16
Mar
Mar
A common misconception that comes with the thought of hard inquiries is that anytime you have your credit pulled, you will receive a small ding you your credit. While there are several ways to pull your credit report, a hard inquiry only occurs when you inquire for a loan or financing with a lender. This […]
16
Mar
Mar
In Tuesday’s blog we explored how to protect yourself from Identity theft and a few ways on how it happens. In today’s world of technology, identity theft can happen to anyone with very little notice, and most don’t realize they have been affected until it is too late. In today’s blog, we will […]
16
Mar
Mar
Identity theft has been described in many ways over the years through different definitions, but Identity theft refers to when someone steals your personal identifying information for their own personal use. Thieves will use your information to do anything from draining accounts, opening trade lines, creating fake accounts and generally running amok under your name. […]
13
Mar
Mar
Have you or a family member been receiving annoying spam calls throughout the day? Has your inbox filled with aggressive collection messages? As a consumer, it is imperative to educate yourself about the process that an actual collection company can attempt to collect a debt as opposed to a scam caller asking you to meet […]
09
Mar
Mar
While credit repair can seem like a daunting task for many, Credit Armor allows consumers to quickly and easily dispute items on their credit report, negotiate debts and monitor their scores movement with just the click of a button. In some rare cases, after the disputes have been made and items have been removed from […]
07
Mar
Mar
It is no secret that many of the values our parents held are becoming increasingly more difficult to attain; whether it be building your wealth or buying a house, each goal will have a new set of trials and tribulations. As a first-time home buyer, the home buying process can seem like a daunting experience, […]