The Build Plan gives you direct access to all seven CreditArmor tools — dispute, track, and improve your credit on your own terms. No middleman. No waiting on someone else's timeline.
Dispute Armor scans your full 3-bureau report, pinpoints every item that can be challenged, and handles the complete dispute process — automatically — across all three bureaus at once.
No confusing paperwork. CreditArmor's tools guide you through the entire process — from pulling your reports to watching your score climb.
Pull your full 3-bureau credit report in minutes. The system automatically scans every account, inquiry, and negative mark.
Dispute Armor identifies inaccurate, incomplete, and unverifiable items and creates a customized dispute strategy tailored to your report.
Track progress across all three bureaus, follow your ScoreBuilder plan, and use ScoreBoost® to make every dollar you pay count.
The Build Plan puts all seven tools in your hands. Here's exactly what you can do with each one.
Pull your 3-bureau report, let AI identify every disputable item, and file disputes directly with all three bureaus. Track every case in real time.
Enter how much you have to pay toward cards. Get exact amounts per card and specific dates to pay by — so your utilization drops on your report fast.
Get a personalized 120-day plan with specific steps to raise your score. Know exactly what's helping or hurting — and what to do about it.
Track your vantage scores across credit, auto, and insurance reports over time. See exactly when and why your scores change across all three bureaus.
Powered by TransUnion®. See daily transactions alongside your credit data to verify exactly how creditors are reporting your activity.
Manage all your financial accounts in one dashboard. Track statements, payments, and transactions — and act on problems directly.
24/7 scans of data broker sites for your personal information. Get instant alerts when your data is exposed and steps to remove it.
The Build Plan is the only plan with Dispute Armor — AI-powered disputing across all three bureaus. Every other tool comes with both plans. This is the one that repairs.