For Loan Officers & Mortgage Professionals

Turn credit-challengedclients intoclosed loans.

Stop losing clients who don't qualify today. Refer them to CreditArmor, earn a commission on every sign-up, and have them come back ready to close — with you.

Co-Brand Preview — Sarah Mitchell
creditarmor.com/SarahMitchell
Your name. Your PID. Your commissions — tracked automatically.
$49.99 Build Plan signups→ Your PID
$26.99 Protect Plan signups→ Your PID
Avg. time to qualifying score120 days
Client improves & closesWith You
1 in 5
Reports contain approval-affecting errors
$56K+
Avg. 30-year savings from a better score
120
Days often moves "declined" to "approved"
3
Bureaus pulled — we monitor all of them daily
Simple Process

How it works for you.

Turn every "not yet" into a future close — and earn a commission the entire time your client is on the path to qualifying.

Step 101

Refer your client

Send credit-challenged clients to your co-branded CreditArmor page. Every sign-up is automatically tied to your unique PID for commission tracking.

🔗 CreditArmor.com/YourName
Step 202

Client enrolls & you earn

The client signs up — you earn a commission for each active member, on both plans, for as long as they stay enrolled. Zero cost to you.

💰 Protect Plan · Build Plan — both tracked to your PID
Step 303

CreditArmor does the work

Dispute Armor removes errors across all 3 bureaus. ScoreBuilder creates their personalized plan. ScoreBoost® optimizes every payment. All automatically — no hand-holding required.

⚔️ Dispute Armor · ⚡ ScoreBoost® · 📈 ScoreBuilder
Step 404

They come back to close — with you

When their score improves and they're ready to buy, you're the loan officer who helped them get there. That relationship doesn't go anywhere.

🏠 Closed loan · Happy client · Your commission
Your Co-Brand

Your own CreditArmor page — branded to you.

Every loan officer gets a personalized co-branded page. Your name at the top, your PID in every signup link, and your commissions tracked automatically.

Your Own URL

Your page lives at CreditArmor.com/YourName — easy to share in emails, texts, and social. Every visitor who signs up is linked to your PID for commission tracking.

Commission on Every Member

You earn on every client who signs up through your page — Protect or Build Plan — for as long as they remain a member. Your pipeline keeps paying you.

"Provided by You" Branding

Every page displays "CreditArmor provided by [Your Name]" at the top — so clients always associate the service with you and the relationship stays yours.

Track Your Signups

Your PID links every signup to your commission. Share it, track it, and know exactly how many clients are on their way to qualifying for a loan with you.

Mortgage-Focused Content

Your co-branded page includes a dedicated Home Buyers section with rate charts, score tier guides, and a step-by-step mortgage prep timeline — built to keep clients motivated.

Clients Come Back Ready

Instead of losing a client who doesn't qualify today, you stay in the relationship — and when their score improves, you're the one who got them there.

The Tools

What gets your clients mortgage-ready.

CreditArmor's tools are built to move clients from "doesn't qualify" to "ready to close" — faster than any other monitoring service.

The Exclusive Difference

ScoreBoost®

No other monitoring service has this. Clients enter their budget — ScoreBoost® tells them exactly how much to pay on each card and the exact date, so utilization drops fast. This alone can move a score 20–50 points.

Error Removal

Dispute Armor

1 in 5 credit reports have errors. Dispute Armor scans all three bureaus, identifies every disputable item, and files bureau-specific letters automatically — addressing the errors costing your client a qualifying score.

The 120-Day Plan

ScoreBuilder

A personalized action plan from your client's actual credit profile. A month-by-month roadmap — timed so they reach their target score right when you need them to apply.

The Numbers

The business case for CreditArmor.

Helping clients improve their credit isn't just good service — it's a business strategy that keeps your pipeline full and your commissions growing.

First-Time Buyers
0%

have credit issues that delay or prevent approval

Days to Approved
0

days with CreditArmor often moves a client from declined to approved

Client Savings
$0

saved over 30 years by improving their score before closing

Both Plans Pay You
2

$26.99 Protect & $49.99 Build — commissions on both, tracked to your PID

Get Your Co-Brand

Ready to turn "not ready" into a closed loan?

Contact us to get your co-branded CreditArmor page set up with your name, your PID, and your commissions ready to go.