Author Archives: joep

The Ultimate Guide to Preparing for an FHA Loan: Your Path to Homeownership

Dreaming of owning your own home? If so, you’re not alone. For many aspiring homeowners, an FHA loan can be a game-changer. Backed by the Federal Housing Administration, these loans offer more flexible requirements and lower down payment options than conventional loans, making homeownership more accessible. However, preparing for an FHA loan requires some effort […]

Mastering Debt Negotiation: Your Guide to Financial Freedom

Credit Armor, Dispute Armor

In today’s fast-paced world, it’s not uncommon for individuals and families to find themselves burdened with debt. Whether it’s due to unexpected medical expenses, student loans, or financial hardships, debt can quickly become overwhelming. However, there is hope. Debt negotiation is a powerful strategy that can help you regain control of your finances and pave […]

How We Compare: Credit Armor VS The Rest

Credit Armor, Dispute Armor

Credit monitoring services are becoming increasingly popular among consumers as a way to protect their credit and identity. One such service is Credit Armor, which provides customers with real-time alerts and credit score updates. In this blog, we will compare Credit Armor to other credit monitoring services to help you decide which one is best […]

FHA Loans- What You Need to Know

It is no secret that many of the values our parents held are becoming increasingly more difficult to attain; whether it be building your wealth or buying a house, each goal will have a new set of trials and tribulations. As a first-time home buyer, the home buying process can seem like a daunting experience, […]

A Score Drop After Credit Repair?

Credit Armor, Dispute Armor

While credit repair can seem like a daunting task for many, Credit Armor allows consumers to quickly and easily dispute items on their credit report, negotiate debts and monitor their scores movement with just the click of a button. In some rare cases, after the disputes have been made and items have been removed from […]

4 Mistakes You Could Be Making With Your Credit

Are You Hurting Your Credit? In the world of credit, the option that seems the most logical sometimes is not the best option. When you think about taking out a loan, the first thing that comes to mind is “how quickly can I pay this back?” If that is your mindset, then you are going […]

Debt Collectors and You

Credit Armor, Dispute Armor

Have you or a family member been receiving annoying spam calls throughout the day? Has your inbox filled with aggressive collection messages? As a consumer, it is imperative to educate yourself about the process that an actual collection company can attempt to collect a debt as opposed to a scam caller asking you to meet […]

The Pros and Cons of Student Loans

Credit Armor, Dispute Armor

With the 2023 semester coming to a close and new graduates venturing out on their new journey, Student loans are an ever-present shadow looming over their credit report. In todays blog, we will go over the in’s and out’s of student loans and how they can affect your report in both positive and negative ways. […]

Protect Yourself From Identity Theft

Credit Armor, Dispute Armor

Identity theft has been described in many ways over the years through different definitions, but Identity theft refers to when someone steals your personal identifying information for their own personal use. Thieves will use your information to do anything from draining accounts, opening trade lines, creating fake accounts and generally running amok under your name. […]

Credit Quick Quips- FHA Loans

It is no secret that many of the values our parents held are becoming increasingly more difficult to attain; whether it be building your wealth or buying a house, each goal will have a new set of trials and tribulations. As a first-time home buyer, the home buying process can seem like a daunting experience, […]