Are You Hurting Your Credit? In the world of credit, the option that seems the most logical sometimes is not the best option. When you think about taking out a loan, the first thing that comes to mind is “how quickly can I pay this back?” If that is your mindset, then you are going […]
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A common misconception that comes with the thought of hard inquiries is that anytime you have your credit pulled, you will receive a small ding you your credit. While there are several ways to pull your credit report, a hard inquiry only occurs when you inquire for a loan or financing with a lender. This […]
What comes to your mind when you hear the phrase “Credit Mix”. Most consumers imagine the credit pie chart that reveals the impact percentage of their payment history, credit length and utilization rates. Within the pie chart, there are two factors that make up 20% of your grade (new lines of credit and your […]
Identity theft has been described in many ways over the years through different definitions, but Identity theft refers to when someone steals your personal identifying information for their own personal use. Thieves will use your information to do anything from draining accounts, opening trade lines, creating fake accounts and generally running amok under your […]